Based on statistics, I created what I believed is spead of HIV/AIDS via a FLOW CHART.
I believe if you can identify the problem you are obligated to solve it. So I created the solution.
Discuss.
Monday, November 29, 2010
Theoretical Solution to USA HIV/AIDS EPIEMIC SOLUTION #3 [SEX]
There are many different issues affecting our black community. If we concentrate on one issue and do our best to solve the issue, our world would be a better place. Years ago a few people challenged me to “DO” something. “DO” something, means you pick an issue that is close to you or an issue that you may have an expertise in, or an issue you are passionate about and “DO” something. Volunteer. Give. Just “DO” something. I took the challenge and decided the issue I wanted to solve or participate in is the HIV/AIDS EPIDEMIC. While I was attending Wayne State University I was a member of an HIV/AIDS Awareness Group. I participated in a HIV/AIDS Awareness Rally a few years ago. I have my own radical version of the Needle-Exchange Program
Based on statistics, I created what I believed is spead of HIV/AIDS via a FLOW CHART.
The one thing I am truly proud of is my Theoretical Solution to USA HIV/AIDS EPIEMIC SOLUTION #3 [SEX].
I believe if you can identify the problem you are obligated to solve it. So I created the solution.
Discuss.
Based on statistics, I created what I believed is spead of HIV/AIDS via a FLOW CHART.
I believe if you can identify the problem you are obligated to solve it. So I created the solution.
Discuss.
Sunday, November 28, 2010
What The Essentials of My Money Management Flowchart Means to Me.
Charity - Faith
Bills - Responsibility
Kidz - Obligation
Project - Repair
Tithes - Obedience
Me - Spontaneity
Misc - Padding
Savings - Trust
The Essentials: Elements of "Kickin' It"
Here is a closer look at "kickin' it" and its elements...
1. kickin' it
hangin out, doing nothing, doing anything....
The 'must have' when you are "kickin' it":
First Element: Liquor
Liquor is any alcoholic beverage. Cognac (my favorite), gin, cocktails, rum, vodka, and tequila just to name a few.
Second Element: Drugs
Drugs is a chemical substance, such as a narcotic or hallucinogen, that affects the central nervous system, causing changes in behavior and often addiction. I dont recommend you just bring coffee and cigarettes. A bag of legal Kush is more apropriate.
Third Element: Food
Food is simply nourishment. A five dollar hot and ready, a bucket of chicken, or some catfish nuggets are suitable.
So anytime you have a "kickin' it" session you should have these things in your possession. Asssuming someone else will provide these things are not acceptable. If you are able to provide these things in its smallest form over a period of time, you can consider yourself a baller.
For those high-end "kickin' it" session the same elements still apply. Condsider bringing:
1. Kendall-Jackson Vintner's Reserve Merlot
2. A few Partagas Lusitanias cigars
3. A of variety sushi rolls
Whatever you do, don't come empty handed.
Please note that you can fund your "kickin' it"session through your Me account/jar/box from your Money Management Flow Chart
1. The Essentials: Elements of My Money Management Flow Chart
2. Advanced: Elements of My "ADVANCED" Money Management Flow Chart
3. Project Account - Credit Repair
4. In addition: Loan Element
1. kickin' it
hangin out, doing nothing, doing anything....
The 'must have' when you are "kickin' it":
First Element: Liquor
Liquor is any alcoholic beverage. Cognac (my favorite), gin, cocktails, rum, vodka, and tequila just to name a few.
Second Element: Drugs
Drugs is a chemical substance, such as a narcotic or hallucinogen, that affects the central nervous system, causing changes in behavior and often addiction. I dont recommend you just bring coffee and cigarettes. A bag of legal Kush is more apropriate.
Third Element: Food
Food is simply nourishment. A five dollar hot and ready, a bucket of chicken, or some catfish nuggets are suitable.
So anytime you have a "kickin' it" session you should have these things in your possession. Asssuming someone else will provide these things are not acceptable. If you are able to provide these things in its smallest form over a period of time, you can consider yourself a baller.
For those high-end "kickin' it" session the same elements still apply. Condsider bringing:
1. Kendall-Jackson Vintner's Reserve Merlot
2. A few Partagas Lusitanias cigars
3. A of variety sushi rolls
Whatever you do, don't come empty handed.
Please note that you can fund your "kickin' it"session through your Me account/jar/box from your Money Management Flow Chart
1. The Essentials: Elements of My Money Management Flow Chart
2. Advanced: Elements of My "ADVANCED" Money Management Flow Chart
3. Project Account - Credit Repair
4. In addition: Loan Element
In addition: Loan Element
You created your Money Management Flow Chart and you are enjoying your financial freedom, however there are still a few things to consider. With success comes envy. With success with managing money comes, borrowers! In the midst of your financial growth you experience family and friends requesting a loan. What are you going to do? You are going to do what any loving family member and friend would do: give it to them. The questions are how much money and where are you going to get it without damaging yourself?
One of the worse things to experience is being approach by someone you love that is looking for your help and you can’t help them effectively without damaging yourself. The solution is simple. Create a Money Management Flow Chart! You’ve create a Money Management Flow Chart of your own, help create one with them before you give out any loans. It should be a requirement before you lend any money to anyone. I believe that it’s not the lack of money that’s the issue, it’s the way you manage your money. One of my favorite quotes by Suze Orman is “Respects Attracts Money - Disrespect Repels Money”. When someone comes you expecting you to help him or her, first create a Money Management Flow Chart. That may not solve their immediate problem, but you are pointing them the right direction.
Where are you going to find the extra money? You may have to create another account.
Loan Account
In this account you elect to set aside 1% - 2% from your Main Account for loans. For example, if there is $700.00 in your Main Account, $7.00 (1%) or $14.00 (2%) is set aside to lend.
That’s all! A good idea is to create a promissory note whenever you are loaning money to anyone. Negotiate interest and a repayment schedule with every loan you lend.
Do not lend to repeat offenders. A Money Management Flow Chart and a loan should help your loves one get on the right track financially.
When you can afford it, hire someone to manage that account, an independent source. So when your beloved family or friends tell the independent source the “story” of why they need the money, emotions wouldn’t cloud sound judgment.
You may experience individuals who cannot meet the agreed arrangement; you may need to seek legal assist to retrieve your money. Unfortunately that would have to come from the Loan Account. So the more you have to spend on legal assistance the less you will have to loan.
You will be able to enjoy your financial freedom and provide assistant to your love ones without damaging yourself financially.
One of the worse things to experience is being approach by someone you love that is looking for your help and you can’t help them effectively without damaging yourself. The solution is simple. Create a Money Management Flow Chart! You’ve create a Money Management Flow Chart of your own, help create one with them before you give out any loans. It should be a requirement before you lend any money to anyone. I believe that it’s not the lack of money that’s the issue, it’s the way you manage your money. One of my favorite quotes by Suze Orman is “Respects Attracts Money - Disrespect Repels Money”. When someone comes you expecting you to help him or her, first create a Money Management Flow Chart. That may not solve their immediate problem, but you are pointing them the right direction.
Where are you going to find the extra money? You may have to create another account.
Loan Account
In this account you elect to set aside 1% - 2% from your Main Account for loans. For example, if there is $700.00 in your Main Account, $7.00 (1%) or $14.00 (2%) is set aside to lend.
That’s all! A good idea is to create a promissory note whenever you are loaning money to anyone. Negotiate interest and a repayment schedule with every loan you lend.
Do not lend to repeat offenders. A Money Management Flow Chart and a loan should help your loves one get on the right track financially.
When you can afford it, hire someone to manage that account, an independent source. So when your beloved family or friends tell the independent source the “story” of why they need the money, emotions wouldn’t cloud sound judgment.
You may experience individuals who cannot meet the agreed arrangement; you may need to seek legal assist to retrieve your money. Unfortunately that would have to come from the Loan Account. So the more you have to spend on legal assistance the less you will have to loan.
You will be able to enjoy your financial freedom and provide assistant to your love ones without damaging yourself financially.
Next: The Essentials: Elements of "Kickin' It"
1. The Essentials: Elements of My Money Management Flow Chart
2. Advanced: Elements of My "ADVANCED" Money Management Flow Chart
3. Project Account - Credit Repair
1. The Essentials: Elements of My Money Management Flow Chart
2. Advanced: Elements of My "ADVANCED" Money Management Flow Chart
3. Project Account - Credit Repair
Project Account - Credit Repair
The beauty of your “ADVANCED” Money Management Flow Chart is the opportunity to correct pass mistakes with your Project Account. Repairing your credit score it a great way to better your future.
Don’t be afraid to negotiate with your creditors. They are a business that need money especially in these tough times. Try to negotiate a percent less then what you own if your debit is in collections. Assure them you are trying to pay off the debit and you would like it to be removed off your credit report. Always get the reduce amount in writing before you send the settlement.
1. The Essentials: Elements of My Money Management Flow Chart
2. Advanced: Elements of My "ADVANCED" Money Management Flow Chart
Don’t be afraid to negotiate with your creditors. They are a business that need money especially in these tough times. Try to negotiate a percent less then what you own if your debit is in collections. Assure them you are trying to pay off the debit and you would like it to be removed off your credit report. Always get the reduce amount in writing before you send the settlement.
Next: In addition: Loan Element
1. The Essentials: Elements of My Money Management Flow Chart
2. Advanced: Elements of My "ADVANCED" Money Management Flow Chart
Advanced: Elements of My "ADVANCED" Money Management Flow Chart
In addition to the essential elements of My Money Management Flow Chart I've created "ADVANCED" elements. Here is a closer look:
Seventh Element: Kidz AccountThis account is where you set-aside just for your children. The percentage you elect is to be determined. Examples include non-court ordered child support, birthdays, or a 529-education savings plan.
Eighth Element: Project Account
This account is where you elect to repair your credit, build a deck, or remodel your basement. 10% from your main account is deposit in this account. For example, if you earn $500 a week, $50 is placed in your Project account.
Ninth Element: Tithes Account
This account is where you elect to pay your tithes. 10% from your main account is deposit in this account. For example, if you earn $300 a week, $30 is placed in your Tithes account.
Tenth Element: Miscellaneous Account
This account is where you set aside for miscellaneous purchases and/or items 1% to 5% from your main account. For example, if you earn $1,000 a week and elect to allocate 5% for miscellaneous purchases and/or items, $50 deposit into this account. For example, if you are allergic to cut grass at the beginning of spring you could elect to pay someone to cut your lawn funded by this account.
These are the "ADVANCED" elements of a Money Management Flow Chart.
Next: Project Account - Credit Repair
"Isaac L. Black III -the Money Management Flow Chart is not a quick fit or a get rich scheme. Over time you will enjoy your financial freedom & the health of your finances. You can change the trajectory of your future."
February 1 at 2:28pm via Mobile Web
Eighth Element: Project Account
This account is where you elect to repair your credit, build a deck, or remodel your basement. 10% from your main account is deposit in this account. For example, if you earn $500 a week, $50 is placed in your Project account.
Ninth Element: Tithes Account
This account is where you elect to pay your tithes. 10% from your main account is deposit in this account. For example, if you earn $300 a week, $30 is placed in your Tithes account.
Tenth Element: Miscellaneous Account
This account is where you set aside for miscellaneous purchases and/or items 1% to 5% from your main account. For example, if you earn $1,000 a week and elect to allocate 5% for miscellaneous purchases and/or items, $50 deposit into this account. For example, if you are allergic to cut grass at the beginning of spring you could elect to pay someone to cut your lawn funded by this account.
These are the "ADVANCED" elements of a Money Management Flow Chart.
Next: Project Account - Credit Repair
"Isaac L. Black III -the Money Management Flow Chart is not a quick fit or a get rich scheme. Over time you will enjoy your financial freedom & the health of your finances. You can change the trajectory of your future."
February 1 at 2:28pm via Mobile Web
Saturday, November 27, 2010
The Essentials: Elements of My Money Management Flow Chart
Here is a closer look at key elements of My Money Management Flow Chart
First Element: Main AccountThis account is where all your income(s), investments returns, and saving interest all rest
before being allocated to other accounts.
Second Element: Savings Account
This account is where you place your savings. 1% to 5% from your main account.
For example, if your earn $500 a week and elect to save 5%, $25 deposit into this account.
before being allocated to other accounts.
Second Element: Savings Account
This account is where you place your savings. 1% to 5% from your main account.
For example, if your earn $500 a week and elect to save 5%, $25 deposit into this account.
Third Element: Investments AccountThis account is where you set aside for investments. 1% to 5% from your main account. For
example, if you earn $1,000 a week and elect to allocate 5% towards investments, $50 deposit into this account.
example, if you earn $1,000 a week and elect to allocate 5% towards investments, $50 deposit into this account.
Fourth Element: Charity AccountThis account is where you elect to give. 1% from your main account or 25% from your savings account.
For example if you earn $300 a week, $3 goes towards giving to charity.
Fifth Element: Me AccountThis account is where you elect to pay yourself. 10% from your main is deposit in this
account. For example, if you earn $500 a week, $50 is placed in your Me account.
Sixth Element: BillsThis account is where you set aside just for your bills. The percentage you elect is to be
determine.
For example if you earn $300 a week, $3 goes towards giving to charity.
Fifth Element: Me AccountThis account is where you elect to pay yourself. 10% from your main is deposit in this
account. For example, if you earn $500 a week, $50 is placed in your Me account.
Sixth Element: BillsThis account is where you set aside just for your bills. The percentage you elect is to be
determine.
These are the essentials, the must have that every Money Management Flow Chart should
possess.
possess.
"Isaac L. Black III -the Money Management Flow Chart is not a quick fit or a get rich scheme. Over time you will enjoy your financial freedom & the health of your finances. You can change the trajectory of your future."
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